The newspaper El Pais echoed on the front page of the forecasts for 2010 are expected in this environment judicial auctions. They wanted to have our cooperation and advice for artítulo " Be the highest bidder "and there we were.
The full article can read here .
Taking advantage of the date, from subastaFACIL.com want to wish you a happy and profitable 2010!
The avalanche of foreclosures by banks and auction out thousands of homes that are planned for 2010 could accelerate, according to experts, the fall in residential prices explosive effects for the housing market.
The avalanche of foreclosures of houses belonging to individuals who stopped paying their mortgage lender after the start of the economic crisis can have strong effects on the housing market from the next few months, beyond the impact on the balance sheets of financial institutions, as we overtook in a previous post.
These foreclosures arising from the massive number of claims for unpaid mortgages made by banks and savings banks since the outbreak of the crisis in Spain, in late 2007. According to the General Council of Judicial Power (CGPJ), records of foreclosures in 2008 amounted to 58 686 cases, a figure that will rise significantly by 2009. According to the forecasts of the governing body of the judiciary, these cases will amount this year to almost 115,000, a 95% increase. By 2010, it is estimated that this figure will rise to 181 000, 57% more than in 2009. The CGPJ made this forecast last July in a report that warned about the "disturbing" effects of the economic crisis in the workload of the Spanish courts.
Due to the collapse that affects the courts, records of foreclosures open in late 2008 and early 2009 have not finished until recently dealt with the sale by auction of the seized property. Which opened in mid-2009 will come in early to mid-2010. Expectations of an avalanche of auction houses in processes concerned financial institutions and developers, because the absence of absorptive capacity on the part of the usual buyers, auctioneers, "the awards are being deserted, with their own property of banks which come alone to stay with these assets to asset price.
Source: BusinessWeek
Radio 5 Todo Noticias he became interested in the field of judicial auctions and we were there to answer most common questions.
You can listen here:
On September 29 Intereconomía TV echoed our business model.
Here you can see it
Will understand the title of this article after your reading. Do not be hurry.
We start at the root of all this cocoa in which we are engaged today. The problem goes back even before the so-called subprime mortgage crisis, the so-called subprime mortgages, and the nice and simple theory of crisis ninja Don Leopoldo Abadía. (Those who have not read your book, you see their explanation . is to break.)
Mine, like the Don Leopoldo, is a very simplistic analysis (and do not pretend to be something else), but it happens that the more simple is the problem, the answer is simple. However, the better you will see an example:
- I am a happy promoter in a golden age where the whole mountain is oregano. Like many classmates, I embark on a quest to build and sell the brick alive!
- Buy a € 100,000 suelito
- Constructed with another 100,000 €
- And like any good entrepreneur myself to earn 50% profit on my investment (relative), largely because I have done the work with the bank's money, but hey, that's another smith ...., Let
- I put the cottage up for sale and do the calculation of the mortgage would have to pay my buyer. It comes easy to pay a fee in 20 years.
- And here's the kicker: my neighbors (also sponsors) are selling houses as easily mine for the same mortgage payment but with a maturity of 25 years. Already some "genius" has come up with the brilliant idea of playing with the relative and absolute amounts.
- I mean, the damn "genius" must have appeared in one of these lunches between the bank and the famous promoter. After a hearty meal and already on the desktop, with a few drinks and a cigar in his mouth, says a joke What if the same fee but we climbed the years when the guy pay? And the other cries out Damn, you're a fucking genius! That will make me more money to me and your bank will have it caught by the balls for another 5 years. Jó, repeat these foods!
- Not idle, so it was a joke comment nonsense was actually in the bill of sale.
- Then came the inevitable question: what if we put it to 30?
- Then came 35
- Later, 40 years
- And some entity dare already 45 years
- By the time the soil, and brick built over lost all connection with their real value. Speculation to roam.
- People spoke of such a housing bubble. But nobody knew this lady personally. Until I came to the house, and without warning said: Hello I'm Miss Bubbles and I come to tell you that PLUUUUUFFF!
- Millions of puzzled eyes were dissolved overnight the illusion of an idyllic world that did not have to be over.
- Shit, said the neighbor of the second, if that even individuals have already become "investors." Buying off plan second home to resell to a third party for a higher price and get a good pit. Fuck the past! They said
- Well, the "last" Today we are all
Moral: ANYTHING it takes us to pay more than 15 years worth buying. First, because most of the price we paid would be purely speculative (calculated by market price and you will see revenue) and the second, and the more important it is that it is not acceptable to be a slave to your mortgage or spend the fruits of our effort and work to finish watching the mortgage paid for 60 or 70 years of age. There is a maxim: we should be able to enjoy our time (life is too short).
Manuel Gonzalez
SubastaFACIL CEO
* PS: Sorry for the bad language used in my interpretation of "genie in a bottle" but it seemed more credible certainly write whatever came out of his mouth in that moment of ecstasy.
Since this September SALVIA managed communication Communication and Institutional Relations of our brand.
Our aim is to achieve two objectives with your support so important and valuable:
This step is part of the company's strategy to gain market share and position ourselves to get public opinion as a great reference within the scope of this sector, as well as projecting sustained the organization in other areas
I mean, the fact of working in teams on a project, lets all get a lot more than her own each one of us would be able to achieve.
It is a reality. Indeed very hackneyed. But in the last two weeks has special relevance for me to see how the addition of one more person to our programming team (called Gemma) has allowed us to advance significantly beyond the combined efforts of everyone.
This brings to mind what reiterandamente whenever I have opportunity to express: Spanish companies should build more cooperation than competition. Since the first formula allows us to be more creative, eliminate duplication, share efforts and rewards.
Sound simple huh? Well, no. The Spaniard are covered by a kind of shell that prevents contact and produces inter rejection to any attempt to approach and exposure that we could consider the competition.
In our ignorance and selfishness we believe that we are better than the other. That hardly can give us something we do not know. What else do what we can replicate and even improve. That we should not talk more about the account we will NOT copy our "SUPERmodeloDEnegocioMEGArentable.com." And worst of all, how I will share my piece of pie with another? Nah, that goes Are we crazy?
Well. Put your ears up. Wolf Brother, the most voracious of which can never be known, will stay up a secret:
The market is HUGE and there is cake for everyone!
Not only in this market but in all walks of life. And the best (though you may already be more difficult to even assume) is that not only is huge, but inexhaustible.
This approach, taken to the world of business, by seeking alliances, synergies and joint interests with the entire market should be the policy of any company worth its salt.
To us, for example, collaboration with developers, financial intermediaries and specifiers of all types has allowed us to go further, and even to rethink the business model on which to operate. Making it more efficient.
Certainly, we are NOT real estate, but we work with property and that allows us to reach agreements with them. We are not a financial intermediary but we provide exquisite products and warranty returns that are attractive to many managers.
So why not work with all those who have expressed interest in working with us? This is ADD.
My recommendation is always the same, to the extent that it may be possible, seek partnerships and collaboration with all those who operate in your own market and want to add. It is obvious that so we all win. Not possible, you do not worry too much. See him on the positive side: the "compentencia" is a great argument to push you to create and advancement, that an obstacle to getting what you want (at least it is for me).
Well, he said. To all those who have touched our door, thanks.
To all those who come, welcome here we are!
Manuel Gonzalez
SubastaFACIL CEO
Log in subastaFACIL. Mobi
From today can connect to our database via your mobile or iPhone.
It is a completely FREE service for which you only need to have a 3G internet connection. This is just version 1.5 but we're working on the next 
If all goes as it should come out next July 1 finally launch the new website of subastaFACIL.com
Designed to give national coverage to the entire auction environment, created with the aim of incorporating all the FREE information that we can locate auctions throughout the entire country.
You can view the beta version of the new site here.
We will keep you abreast of new features.
To quote the book "The Art of Start" by Guy Kawasaki, to create something meaningful has nothing to do with money, nor with the power or prestige. It's about creating something that allows you to improve your quality of life similar to amend a terrible injustice, or to avoid something good is gone. And at the same time make it profitable. Difficult eh?
Well, here you have the "sense" of our existence: The formula and essence of the project life and subastaFACIL.com podemosAYUDARLE.com is this;
If you allow me some advice, stay with what I have highlighted in section 3 and branded with the last sentence of that paragraph in your minds.
Manuel Gonzalez
SubastaFACIL.com CEO
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